As a business owner, you’re the heart of your business. You wear many hats, pouring everything into making sure your customers are satisfied, bills are paid, phones answered and employees paid. You’ve built something you and your employees are proud of.

Our individual disability products—to help provide peace of mind and security to your business and extend vital coverage to you and your employees.

Two solutions to help you and your employees

Business Overhead ExpenseDisability Income Choice at Work

Business Overhead Expense disability income insurance provides benefits to help cover your fixed monthly business expenses if you can’t work because of an injury or illness.

Expenses like:

  • Employee salaries
  • Rent
  • Utilities
  • Taxes
  • Interest on business loans
  • Maintenance

Your business enterprise depends on you. That’s why it’s important to plan now. Business Overhead Expense Insurance is an essential part of financial protection for your business.Benefits built for you and your employeesMaximum Benefit Amount

The monthly benefit amount for Business Overhead Expense disability coverage ranges from $500 to $20,000.Elimination Period

Your policy will have a waiting period before policy benefits begin. Choices include: 30, 60, 90, 180 or 365 days.Benefit Period

This is the duration of the amount of time you receive benefits. The available benefit periods are 12 and 18 months.

Posted in Disability